Closing on Your Home in Austin

On the day of closing, you will spend about an hour (perhaps a little more) signing paperwork which will convey the property to you.  The bulk of the papers will deal with financing and the various disclosures required by your lender.  The remainder are the deed and various affidavits. 

Most times, the seller or builder for your home will require that the loan has "funded", which means that the money actually moves from your lender's bank to the title company.  While this usually occurs the same day as the closing, sometimes it is a day or two later, so we usually advise our clients not to plan their "move-in" for their new homes until at least the day after closing.  Otherwise, it can create some awkward situations. 

After you have closed and the loan is funded, it's time to begin moving in to your new house!  One of the main reasons that we are Realtors is that we enjoy the feeling of helping others find the right home.